There are many veterans in my family. My Father, Tim Abel, my Grandfather Ray Lohr, and my Uncle Bob McKinley. Tim served in Vietnam and was highly decorated with a Bronze Star-Valor Device for defending a strategic position. He also received two Purple Hearts. Ray Lohr, my grandfather, was in World War II and received the Bronze Star for repairing an anti-aircraft gun, in a field, under a tarp, at night, while in close contact with the enemy. Bob was stationed onboard a ship in the Pacific during WWII. Because of my family, I felt compelled to serve my country too. I enlisted in the Navy and served onboard an Amphibious Assault ship post Desert Storm. One of the craziest "evolutions" was hauling Marine Mammal Systems (mine detecting dolphins) out to training missions. I love working with veterans! One of the perks of honorable military service is access to VA Home Loans. The main benefit of this loan program is the no (or low) money-down feature. Rates, generally, are very competitive and there is no Mortgage Insurance. The negative of these types of loans is the fees. If you plan to be in a home for several years, then it very often makes economic sense. Each situation is different, but generally speaking, it's a great deal! Several of my clients have worked with a few local lenders on VA Home Loans and they all had great experiences. With Veterans Day approaching, please thank a Vet! Thanks, Ray! Thanks, Bob! Thanks, Tim!

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