DEPENDING ON THE POINT OF VIEW, the baby boomers are the generation that will break the bank or the one that will save it. In Montana, home to the eighth oldest per capita population in the nation, the only things that can be said for sure are that the baby boomers are already making their impact felt — and that businesses are already positioning themselves to serve them.

“Certainly in the past decade, they have been a big part of the Bozeman market, especially in the high end,” Robyn Erlenbush, owner of ERA Landmark, says of the baby boomers, who are classically defined as those 76 million Americans born between 1946 and 1964. “If you just look at the sheer numbers, it’s a huge population moving into retirement and wealth.”

According to the Montana…

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Sally Hickey of ERA Landmark Real Estate has earned the nationally recognized Short Sales and Foreclosure Resource certification.

The National Association of REALTORS® offers the SFR certification to REALTORS® who want to help both buyers and sellers navigate these complicated transactions, as demand for professional expertise with distressed sales grows.

According to a recent NAR survey, nearly one-third of all existing homes sold recently were either short sales or foreclosures. For many real estate professionals, short sales and foreclosures are the new “traditional” transaction.

REALTORS® who have earned the SFR certification know how to help sellers maneuver the complexities of short sales as well as help buyers pursue short sale and…

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Montana is tied with Utah as the second happiest state, according to a new survey.

Hawaii moved into first place in the second year of the survey. More than 350,000 American adults took part in the Gallup-Healthways Well-Being Index in 2009.

Utah used to be in first place but was surpassed this year by Hawaii.

Nine of the top 10 are in the Midwest and West. Southern states ranked overall in the lowest spots.

The top 10 states and their average well-being scores (out of a possible 100 points):

Hawaii: 70.2
Utah: 68.3
Montana: 68.3
Minnesota: 67.8
Iowa: 67.6
Vermont: 67.4
Colorado: 67.3
Alaska: 67.3
North Dakota: 67.3
Kansas: 67.2

Thanks to Bozeman Daily Chronicle for the information.

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